(BTW, the laws of physics are of course built into creation. Evolution, etc., do not preclude an intelligent event, the Universe as observed and scientifically verified. )
IIRC, the Hindu view of Cosmology is the Creator and all Universes emanating outward. All things are of the Creator, are sparks with the sparks hidden within.
God wishes, out of love, to share the abundance of Creation with us, God's Children. This is the natural order of things. It is appropriate to be grateful for having been created, for God to share so much with us, to wish to guide and teach us. Even thanking God for our problems puts a positive spin upon them, and helps to begin solutions.
In this time of co-creation (Karen Bishop's term), we will indeed be given that which we want, even if it is harmful to us and to others. If you are in a problem, you should consider asking how you have created it, and if it is a signal to begin examining yourself and what may be behind it. Subtle habits can create unpleasantness. Honesty, open-mindedness and willingness are keys to figuring out our responsibility, our part in anything occuring in our lives. Sometimes it's national karma, or the karma of a place or business, which can waylay us; our responsibility is to understand that we have to leave a bad situation, if one can be left.